Landlord insurance

Landlord Insurance

Landlord insurance is similar to home and contents insurance, but designed to cover a landlord's buy to let property from fire, flood and other major perils. Typically a landlord will not have many possessions and furnishings within the property, but freestanding appliances and carpets would be a consideration to ensure you are not left financially out of pocket from an investment in which you are ideally looking to take an income. Premiums tend to be of a higher nature than residential home insurance based purely on the risk factors of letting to an external individual, and the potential delay in reporting problems. There are optional benefits of covering unpaid rent and legal costs of evicting any problem tenants available on many of these plans. We can help landlords arrange building and contents insurance from a selection of leading providers meaning this cover is not only cost effective but also allows us to arrange a policy that suits your needs.